Robert M. Micheletti is an Account Executive serving medium to large sized commercial accounts, and having especially strong expertise in risk management and client-tailored programs. He matches his personal philosophy of superior account service to that of Micheletti & Associates to provide clients with the broadest range of alternatives to help them choose the strategies that best handle their particular needs. To facilitate this process, Robert maintains a thorough knowledge of insurance; and stays up on developing trends in insurance, risk management, regulatory and legislative changes that will affect his clients. Robert obtained his Bachelor’s of Business Administration from Gonzaga University of Spokane, Washington in 1977. Studies were focused on a concentration in Finance. He began his insurance career with Micheletti Insurance Agency upon graduation. Professional insurance education has bolstered his skills in management and sales. Robert received his Certified Insurance Counsel designation in 1987, his Chartered Property Casualty Underwriter designation in 1994, his Certified Risk Manager designation in 2003 and his Construction Risk and Insurance Specialist designation in 2008. Customer service, operations management and sales have been his key agency focus. Customers have ranged from personal lines to large and complex commercial accounts. Clientele consists of risks of a varied nature from service, manufacturing, construction, transportation and wholesale-retail. Robert stays active in professional and community activities. He is past President of both the North San Jose Optimist Club and the Oakdale Youth Soccer League. Robert resides in Oakdale with his wife, Karen and four children, Joseph, Cory, Hailey and Jenna. Hobbies include both water and snow skiing, coaching soccer and golf.